CMLP

PF - Personal Finance

PF-03 - The Art of Investing

A Beginner’s Guide to Building a Personal Investment Plan in Pakistan

Foundation English

0

Enrolled

1

Section

9

Lessons

Yes

Certificate

About this course

This course explains how investing fits within personal financial planning. It distinguishes saving from investing, shows how inflation and compounding affect money over time, links risk to goals and time horizon, compares common investment avenues available to Pakistanis, and provides a disciplined process for diversification, due diligence, account opening and review. It does not recommend a product, return target, platform or asset allocation.

What you'll learn

  • Explain the different jobs of saving and investing and how inflation affects purchasing power.
  • Calculate a simple nominal return, real return and compound-growth illustration without treating an assumption as a promise.
  • Assess a goal using time horizon, liquidity need, risk willingness and capacity for loss.
  • Compare cash and savings, government securities, bonds and Sukuk, shares, funds, ETFs, gold, real estate, REITs and business exposure.
  • Build an illustrative diversified plan and identify concentration, liquidity and fee risks.
  • Start through regulated channels, review disclosures and recognise scams and common investing mistakes.

Requirements

  • No finance or investment background is required

Curriculum

1 section · 9 lessons

The Art of Investing 9 lessons
  • Disclaimer
  • Module-1 : Saving Inflation and Investing
  • Module-2 : Goals Compounding and Return Assumptions
  • Module-3 : Risk Time Horizon and Emergency Reserves
  • Module-4 : Investment Avenues in Pakistan
  • Module-5 : Diversification and Portfolio Design
  • Module-6 : Starting Safely Monitoring and Avoiding Mistakes
  • Course Summary
  • Personal Investment Plan Worksheet

Quizzes

PF-03 : Final Assessment

Exam · 12 questions · 10 min

Enroll to attempt

Free

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  • Lifetime access
  • Certificate of completion
  • Foundation level

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